Comparing Online Casino Payment Methods in the Philippines

With an internet-using population of approximately 86.2 million, the Philippines stands as one of Asia’s most dynamic and rapidly expanding digital economies. The online betting and iGaming sectors have flourished alongside this growth, driven by the country’s increasing internet penetration, mobile adoption, and shift toward cashless payments. According to Statista, nearly 62.5% of Filipino users made an online purchase in the most recent quarter — and this same digital behavior has carried over into gaming and betting, where seamless and secure online transactions are now the standard.

As online gaming and sports betting platforms continue to thrive, operators are realizing the importance of providing players with fast, safe, and flexible payment options. This has made robust digital payment systems a cornerstone of the Philippine iGaming economy. E-wallets, payment gateways, and localized banking solutions have become essential tools for platforms like Maya Casino, helping bettors deposit, withdraw, and manage their funds without friction.

If you’re running or planning to launch an online betting business in the Philippines, choosing the right payment gateway can make all the difference. This comprehensive guide highlights the top 12 payment gateways in the Philippines, explains the current payment landscape, and outlines what betting operators should look for when integrating these solutions.

The Digital Payment Landscape in the Philippines

Only a few years ago, most Filipinos were considered unbanked, and cash was king. In 2015, digital payments accounted for just 1% of transactions nationwide. However, the COVID-19 pandemic changed everything. Lockdowns accelerated the use of digital wallets and online banking, pushing Filipinos toward cashless and contactless payments. Today, over 89% of individuals aged 35–44 report having made at least one online payment transaction.

The e-commerce and fintech boom, supported by government initiatives, has transformed the country’s financial ecosystem. Nearly 200 fintech companies now operate in the Philippines, offering everything from e-wallets and remittance apps to advanced payment gateways that power online stores, streaming platforms, and betting websites. For the gaming sector, this evolution means greater accessibility and smoother transactions for bettors nationwide.

What to Look for in a Payment Gateway for Betting and iGaming

Not all payment gateways are built the same — especially when it comes to the needs of betting platforms. Whether you’re managing deposits, payouts, or bonus redemptions, your gateway must be fast, compliant, and secure. Here are the key criteria to consider:

1. Reliability and Uptime

Betting platforms process high volumes of real-time transactions. Downtime or delays can lead to frustrated users and lost revenue. Choose a provider with proven reliability, strong API support, and 24/7 monitoring.

2. Multi-Currency and Cross-Border Support

Many bettors play across international platforms. A payment system that supports multi-currency transactions (like USD, PHP, SGD, and EUR) ensures smooth cross-border deposits and withdrawals.

3. Flexible Payment Options

Your players expect variety — from e-wallets like GCash and PayMaya to credit/debit cards, direct banking, and even crypto. A flexible gateway with mobile and API integrations enhances conversion rates and improves player satisfaction.

4. Security and Compliance

Betting operators handle sensitive data and real money transactions daily. Opt for gateways that comply with PCI DSS, GDPR, and BSP regulations. Features like fraud detection, encryption, and tokenization are non-negotiable.

5. Transparent Pricing

Hidden fees and variable charges can cut into profits. Look for gateways with clear, transparent pricing models — especially for high-volume betting platforms processing thousands of microtransactions daily.

6. Speed of Settlement

In betting, timing is everything. Fast deposits and quick withdrawals can make or break player retention. Gateways with instant or same-day settlements keep users coming back.

12 Best Payment Gateways for Online Betting and Gaming in the Philippines

Below are the top payment gateways that cater to online gaming and betting operators in the Philippines, based on security, speed, and integration capabilities.

1. PayPal

A trusted global name, PayPal offers Filipino operators reliability, buyer protection, and powerful anti-fraud tools. It’s a good option for platforms dealing with international bettors, though fees can be higher than local providers.

• Fees: 3.9% domestic, 4.4% international
• Currencies: 23 supported, including PHP
• Integration: Shopify, Magento, WooCommerce
• Best for: International gaming operators and cross-border bettors

2. Rapyd

A UK-based payment platform designed for global tech firms and marketplaces. Ideal for sportsbooks and casinos serving players from multiple countries.

• Fees: 3.25% per transaction
• Currencies: 103+
• Best for: Multi-currency betting and iGaming platforms

3. Directa24

Rapidly growing across Asia, Directa24 integrates local payment methods and is perfect for gaming operators expanding into Latin American and Asian markets.

• Currencies: 26 supported
• Integration time: 3–5 business days
• Best for: Cross-border betting brands

4. DragonPay

A Filipino favorite, DragonPay provides over-the-counter, bank, and online payment methods — a must-have for local bettors who prefer traditional banking options.

• Fees: PHP 10–20 per transaction
• Best for: Local sportsbook operators and small casinos

5. PayMongo

Known for its simplicity and transparent fees, PayMongo supports cards, e-wallets, and over-the-counter payments — excellent for fast-growing betting startups.

• Fees: 1.5%–3.5%
• Integration: Shopify, Prosperna
• Best for: New gaming and esports platforms

6. 2C2P

A Singapore-based gateway catering to enterprises with global payment needs. It offers robust security and international card support.

• Currencies: 45 supported
• Integration: WooCommerce, OpenCart
• Best for: Large-scale iGaming operators

7. PesoPay

Run by AsiaPay, PesoPay combines local convenience with international-grade security, featuring TLS 1.2 encryption and built-in fraud management.

• Best for: Domestic casino and sportsbook sites
• Integration: Magento, Drupal

8. dLocal

A fast-growing fintech firm that connects global merchants to local markets. It supports e-wallets, bank transfers, and card payments.

• Fees: 2.7%–7%
• Currencies: 35 supported
• Best for: Betting platforms serving multiple Southeast Asian markets

9. PayMaya Enterprise

A homegrown digital powerhouse, PayMaya processes billions in digital transactions annually and offers fast local integrations for gaming and entertainment sites.

• Fees: 1.5%–3.5%
• Integration: Shopify, Cafe24
• Best for: Licensed Philippine-based betting platforms

10. GCash

Licensed by the Bangko Sentral ng Pilipinas (BSP), GCash is one of the country’s most widely used e-wallets, accepted by millions of Filipinos. Perfect for instant betting deposits and withdrawals.

• Fees: Bank transfer PHP 15, Cash-in 2%
• Integration: Shopee, WooCommerce
• Best for: Mobile-first casino and betting apps

11. Adyen

A global end-to-end gateway offering advanced risk management tools and support for nearly every payment type.

• Integration: Magento, Commerce Cloud
• Best for: International sportsbooks and enterprise-level casinos

12. Xendit

A rapidly expanding Southeast Asian gateway, Xendit supports credit cards, e-wallets, and “buy now, pay later” options. It’s a great choice for betting sites prioritizing ease of integration and high reliability.

• Supported currencies: IDR, PHP, USD, SGD, MYR
• Integration time: 5 business days
• Best for: Modern iGaming startups and fintech-based betting brands

Simplifying Multiple Payment Gateways with Maya Casino

For operators, managing multiple payment integrations can quickly become complex — especially when catering to both local and international bettors. Each gateway has its own API, pricing model, and compliance requirements. That’s where Maya Casino stands out.

Maya Casino provides a no-code, single-click payment integration system that unites different gateways — including GrabPay, BitPay, PayPal, Coins.ph, DragonPay, PayMaya, and GCash — under one roof. The platform ensures fast onboarding, secure data handling, and seamless checkout flows.

With Maya Casino’s orchestration system, gaming operators can expect up to 12% improvement in checkout conversions, faster settlements, and happier players. It also ensures full compliance with BSP and AMLA (Anti-Money Laundering Act) requirements — essential for licensed gaming operations.

The Future of Digital Payments in Philippine iGaming

As the Philippine gaming industry continues its digital transformation, payment gateways will remain central to its success. The future lies in faster, safer, and smarter systems powered by automation, AI-driven fraud detection, and global connectivity.

Platforms like Maya Casino are paving the way for a unified, player-first payment experience — one that supports both the thrill of betting and the trust of secure transactions. For any gaming business looking to scale in this dynamic market, choosing the right payment gateway isn’t just a tech decision — it’s a strategic investment in player loyalty and long-term growth.